LIFE
INSURANCE
We take the hassle out of shopping with 35+ partnering insurance carriers that are taken into consideration when determining best scenarios and rates for a family. Demonstrating an experience you deserve with first-rate planning and protecting your family’s future, at a price you can afford, is what our team at Safe & Secure has always been about.
LIFE
INSURANCE
We take the hassle out of shopping with 35+ partnering insurance carriers that are taken into consideration when determining best scenarios and rates for a family. Demonstrating an experience you deserve with first-rate planning and protecting your family’s future, at a price you can afford, is what our team at Safe & Secure has always been about.
CORE SOLUTIONS
When considering protection for your family through the stages of life and the needs that come along with it, it’s important choosing the right advice and having all options available to you.
Get more coverage, achieve larger death benefit amounts, and keep costs down.
Rate and coverage will remain the same over the life of the policy.
More benefits and value often at a lower cost.
Permanent life insurance that offers flexible premium options, allowing for a formable savings element.
Term Life Insurance
First-rate planning and protecting your family’s future, at a price you can afford.
Mortgage Protection Insurance
One of the strongest safeguards for securing your home in the event of illness or death.
Whole Life/Final Expense Insurance
Advice on how to fund, grow and control your retirement fund on your own to pursue your retirement dreams.
Universal Life Insurance
Tap into affordable healthcare options that give you and your family peace of mind.
Term Life Insurance
Get More Coverage for a Lower Cost
Term Life Insurance helps you get more coverage for a lower cost than what is offered by all other types of life insurance. While helping you achieve larger death benefit amounts and keeping costs down, it also needs to be noted that it only gives that coverage to you at that cost for a set amount of time before adjusting. Term Life Insurance terms can range from 5 to 40 years and can often be renewed for another term and/or converted to a Whole Life Policy. Just like the other insurance program types, there are good and bad scenarios of when to suggest term life insurance.
Mortgage Protection Insurance
More Benefits and Value at a Lower Cost
Mortgage Protection Insurance is similar to a term life policy in nature with it’s chosen fixed premium period, but can give more benefits and value often at a lower cost. This program is found to be helpful for people that own a home with a mortgage and need to protect their loved ones with a death benefit to pay off the mortgage. Mortgage Protection Insurance can also provide additional protection in unlikely events of critical illnesses or disabilities, giving a benefit to help pay for devastating medical bills and replacing vital income. A Return of Premium option refunding you all premiums paid in if you outlive the policy, covering your children with life insurance, and waiving premiums for unemployment and disabilities are other great optional riders that are offered with Mortgage Protection Insurance if age and health qualified.
Whole Life/Final Expense Insurance
Long Term Protection
Whole Life Insurance, also known as Final Expense Insurance, is permanent coverage, guaranteeing it’s rate and coverage will remain the same over the life of the policy. Cash value is built in these policies to help with any future living expenses and an immediate death benefit to cover funeral costs and other expenses like mortgage payments left to surviving family members. Can be a good suggestion for estate planning and long term protection.
Universal Life Insurance
Options for Each Unique Policy Owner’s Need
Universal Life Insurance is a type of permanent life insurance that offers flexible premium options allowing for a formable savings element. Coverage amounts are typically much larger than whole life insurance policies and offer more policy options which include living benefits. Alongside affordability, flexible premium options allow for policy owners to make periodic adjustments according to their needs of the policy. Furthermore, Universal Life Insurance offers high cash value accumulation often purposed for supplemental income and to pay expenses throughout life. Variations such as Guaranteed, Variable, and Indexed Universal Life Insurance give many options for each unique policy owner’s needs and how they would want their policy to perform.
© Safe & Secure Insurance LLC 2023. All Rights Reserved.
© Safe & Secure Insurance LLC 2024. All Rights Reserved.